First Citizens lowers US$ credit card limit

Finance

Business

February 13, 2026

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First Citizens lowers US$ credit card limit

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First Citizens has become the latest bank to announce a reduction of foreign exchange limit on credit cards.

In an email to customers, the bank stated that the new limit on its Mastercard standard credit card had been reduced from US$6,000 to US$2,000.

The message read, “Please be advised that effective March 10, 2026, there will be an adjustment to the US$ limit on our Mastercard Standard credit card. Your maximum US$ spend on this card will be USD $2,000.00 per month.”

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